(A) Unless otherwise agreed between the sender and the recipient, an electronic record is sent when it:

1. (1) is addressed properly or otherwise directed properly to an information processing system that the recipient has designated or uses for the purpose of receiving electronic records or information of the type sent and from which the recipient is able to retrieve the electronic record;
2. (2) is in a form capable of being processed by that system; and
3. (3) enters an information processing system outside the control of the sender or of a person that sent the electronic record on behalf of the sender or enters a region of the information processing system designated or used by the recipient and under the control of the recipient.

(B) Unless otherwise agreed between a sender and the recipient, an electronic record is received when it:

1. (1) enters an information processing system that the recipient has designated or uses for the purpose of receiving electronic records or information of the type sent and from which the recipient is able to retrieve the electronic record; and
2. (2) is in a form capable of being processed by that system.

(D) Unless otherwise expressly provided in the electronic record or agreed between the sender and the recipient, an electronic record is considered to be sent from the sender's place of business and to be received at the recipient's place of business. For purposes of this subsection, the place of business is:

1. (1) the place having the closest relationship to the underlying transaction, if the sender or recipient has more than one place of business; and
2. (2) the sender's or recipient's residence, if the sender or the recipient does not have a place of business.