210-RICR-40-00-2
A. This Part is promulgated pursuant to Federal authorities as follows:
A. The State is committed to pursuing a “No Wrong Door” policy that offers consumers multiple application and renewal access points which all lead to the State’s IES.
A. The State provides application and renewal assistance through eligibility specialists in the DHS field offices and HSRI Contact Center and trained assisters, certified in accordance with 42 C.F.R. § 435.908 (2023). This assistance must be provided in a manner that is accessible to persons with disabilities and persons with limited English proficiency. Information on obtaining application/renewal assistance is available by calling 855-MYRIDHS (1-855-697-4347) as well as online through the DHS, HSRI and EOHHS websites. In addition, eligibility specialists and certified assisters are responsible for upholding the following rights of current and prospective Medicaid beneficiaries:
A. In general, the process of completing and submitting an application proceeds in accordance with the following:
1. Account Creation – To initiate the application process, a person must create a login and establish an account in the eligibility system. This can be done through the self-service portal by the person alone or with the help of an eligibility specialist or certified assister.
3. Application Materials – The application materials a person seeking Medicaid coverage must provide may vary depending on the application processing flow:
b. SSI-based eligibility. The IHCC application process builds on the MAGI review unless a person is age sixty-five (65) or older. In all cases, self-attestation of income and resources begins the process. To the full extent feasible, electronic data matches are used to verify financial information. Documentation of certain information may be required, however. In addition, when using a paper application, access to certain types of materials may be necessary.
(1) Materials that may be of assistance in completing the application include, but are not limited to:
(2) Common types of documentation that may be needed to verify income and resources include the wage and earning and tax forms noted above and:
(3) Common documents that may be required with respect to self-employment income include:
(4) Common documents that are required related to health status or disability include:
9. Eligibility Determination Timelines – Federal and State law set specific timelines for making determinations of Medicaid eligibility. The timelines vary in length depending on whether a clinical eligibility determination is required that necessitates a review of information from second parties (e.g., health practitioner or provider) and/or third parties (e.g., insurers). In accordance with R.I. Gen. Laws § 40-8.6(b)(2), the timeline for determining eligibility begins on the date a completed application, including any required forms and/or authorizations, is received by the EOHHS or its authorized eligibility agents, and ends on the date a notice is sent to the applicant explaining the agency’s decision. The EOHHS is responsible for processing applications within these time limits for IHCC group members who have not been deemed or determined eligible on the basis of participation in another federal program (e.g., SSI, DCYF Foster Child, etc.). The timelines are as follows:
| MACC and IHCC Eligibility Determination Timelines | |
| Coverage Group | Determination Timeline |
| MACC Groups | 30 Days |
| Community Medicaid – Elders 65 and over | 30 Days |
| Community Medicaid – Adults with Disabilities | 90 Days |
| Sherlock/Ticket to Work Plans | If determination of disability has been made – 30 daysIf determination of disability is required – 90 days |
| Medically Needy – Persons with Disabilities | 90 Days |
| Medically Needy – No Disability | 30 Days |
| LTSS | 90 Days |
A. Medicaid beneficiaries must provide accurate and complete information about any eligibility factors subject to change at the time of the application and annual renewal. Accordingly:
A. This Section provides an overview of the application review process for all IHCC groups identified in this Chapter and the specific provisions that apply to Community Medicaid populations subject to eligibility determinations made by the State. As a result of programmatic changes in the State’s IES required by the ACA, people are no longer required to apply for one particular category of Medicaid eligibility. Instead, to maximize access and choice, applicants are evaluated across a variety of MACC and IHCC pathways which apply different eligibility standards, requirements, and criteria. In short, the denial or termination of eligibility in one category does not preclude eligibility through another pathway. The State must consider all bases of eligibility.
A. To the extent feasible, the person seeking initial or continuing eligibility is provided with the choice of eligibility pathways within and, in some instances, across the MACC and IHCC group categories. MACC group eligibility is primarily income-based and uses the MAGI standard established in conjunction with federal health care reform. IHCC group eligibility is much more varied and, when not automatic due to participation in another federal program or special requirements, is based on both the SSI methodology and SSI-related characteristics. As there are significant distinctions between these two categories for obtaining eligibility, when choosing a pathway, the following should be taken into consideration:
1. Limits on Choice – Although the scope of primary care essential health coverage across Medicaid in the broad IHCC and MACC categories does not significantly vary, there are certain differences that may affect a person’s choice of or access to certain eligibility pathways. In addition, federal and State policies also impose restrictions. The most common include:
2. Eligibility Across Pathways – Eligibility specialists and application assisters must be available to provide applicants and beneficiaries with information about the impact the limits above have on the choice of eligibility pathways. Such information is also provided with paper applications and built into the self-service portal to assist applicants and beneficiaries in making informed choices about their Medicaid health options. The table below summarizes the major cross pathway eligibility opportunities by major Medicaid populations.
| Selected Eligibility Cross Pathways By Population(Excludes beneficiaries eligible on basis of other programs) | |||
| Population | MACC Group – MAGI-Based(No Retroactive Coverage) | IHCC Group SSI methodology-based(Retroactive Coverage Possible) | Both MACC and IHCC Eligibility determined using both |
| Children | Up to MACC income limit (261% of FPL + 5% disregard) | MN only if income above MACC limit and have high health expensesFamily income above MACC limit and meeting institutional level of care – Katie Beckett eligibility based on child’s income only | Not Applicable |
| Pregnant People | Up to MACC income limit (253% of FPL + 5% disregard) | EAD or MN if disabled, but only until next renewal or birth of baby, whichever comes first;MN if non-disabled and income above MACC limit and have high health expensesLTSS | Option for MACC and MPPP if have Medicare |
| Adults 19-64, no Medicare | Up to MACC income limit (133% FPL + 5% disregard), LTSS with no resource limit | EAD or MN if have a disability and are seeking retroactive coverageLTSS | Not Applicable |
| Adults with disabilities 19-64 | If no Medicare, up to MACC limit for adults, including while awaiting a disability determination by the State or SSA | EAD, MPPP and/or MNTicket to Work Plan if workingLTSS | Option MACC group for parents/caretakers and MPPP |
| Elders | Only if a parent/caretaker | EAD, MPPP, MNSherlock Plan if workingLTSS | Option MACC group for parents/caretakers and MPPP |
B. The factors subject to change include income, resources, household composition (e.g., as a result of births, deaths, divorce, etc.), disability or clinical factors, access to third-party coverage, and changes in family size (e.g., due to death, marital status, birth or adoption of child), and/or immigration status. LTSS beneficiaries may be required to provide additional information related to change in care settings. Note: The provisions in this Section do not apply to beneficiaries who are deemed eligible due to participation in other programs (e.g., SSI recipients), or who are determined eligible by the SSA. Special MPPP renewal provisions also apply.
A. IHCC group renewals are conducted in accordance with the following:
3. Notice – Timely notice must be provided of:
5. Passive Renewal – All IHCC beneficiaries are subject to a passive (ex parte) renewal process that proceeds as follows:
6. Reconsideration Period
a. Under 42 C.F.R. § 435.916, the agency is required to provide a ninety (90) day reconsideration period after a procedural termination; that is, for failure to return information needed to renew eligibility. When a beneficiary takes the actions required to resolve the discrepancy or information gap in the ninety (90) day period after eligibility is terminated, a reinstatement of Medicaid eligibility will be made.