31 Pa. Code § 87.31 – Sharing in percentage of surplus.

(a) A life insurance company, broker, agent, solicitor or representative may not state or imply that a purchaser of a policy will share in a stated percentage or portion of the earnings of the insurance company.
(b) Subsection (a) is not intended to prohibit a representation that a holder of a participating life insurance policy will participate in the share of the divisible surplus, if any, apportioned to the policy by the insurance company.

This section cited in 31 Pa. Code § 87.21 (relating to scope).