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Pennsylvania Code
Title 31
Part IV
Chapter 87
Sales Practices
Sales Practices
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87.21
Scope.
87.22
Statements regarding status of industry or company.
87.23
Implying that insured is stockholder.
87.24
Implying that the policy was sold by the investment department of the company.
87.25
Implying special treatment.
87.26
Implying limited availability of policy.
87.27
Implying that insured will share in surplus company earnings.
87.28
Reference to payment as ‘‘deposit.’’
87.29
Illustration of future dividends.
87.30
Implying that payment of dividends is assured.
87.31
Sharing in percentage of surplus.
87.32
Statements concerning projected dividends.
87.33
Explanation of nonforfeiture benefits.
87.34
Describing policy as ‘‘units of participation.’’
87.35
Misleading prepared answers.
87.36
Illustrations using dollar amounts.
87.37
Profit from policy lapse or surrender.
87.38
Misleading comparisons to other companies.
87.39
Misrepresentation of pure annual endowment benefits.
87.40
False comparison with other policies.
87.41
Misrepresentation of options to purchase insurance.
87.42
Misrepresenting the nature of the policy.