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Oregon Administrative Rules

51

Or. Admin. R. ch. 836, div. 51

Life, Individual and Group; Annuities

Department of Consumer and Business Services

0005Statutory Authority; Purpose; Applicability 0010Definitions 0015Disclosure Requirements 0020General Requirements 0030Purpose and Applicability 0032Definition 0034Exemptions 0036Disclosure Requirements 0038Insurer Duties 0040Trade Practice Regulation 0101Statutory Authority; Purpose; Applicability; and Effective Date 0106Life Insurance Valuation and Nonforfeiture Standards 0110Life Insurance Nonforfeiture Standards for Men and Women 0115Smoker/Nonsmoker Mortality Tables 0150Individual Deferred Annuities Surrender Charge 0153Limitations on Surrender Charge Scales 0156Fair Surrender Charges 0200Authority; Effective Date 0210Purpose 0220Definitions 0230Individual Annuity or Pure Endowment Contracts 0235Application of the 2012 IAR Mortality Table 0240Group Annuity or Pure Endowment Contracts 0250Application of the 1994 GAR Table 0300Statutory Authority; Effective Date; Applicability 0310Acknowledgement of Concurrence for Payout from Assignee or Beneficiary 0320Payment Options; Filing of Claims; Remaining Benefits 0330Disclosure 0340Exercise of the Accelerated Benefit 0350Waiver of Premium 0360Discrimination 0370Minimum Benefit Standards 0380Actuarial Disclosure and Reserves 0500Purpose; Authority 0510Applicability and Scope 0520Definitions 0530Policies to Be Illustrated 0540General Rules and Prohibitions 0550Standards for Basic Illustrations 0560Standards for Supplemental Illustrations 0570Delivery of Illustration and Record Retention 0580Annual Report; Notice to Policy Owners 0590Annual Certifications 0600Trade Practice Regulation 0700Authorization, Genetic Testing 0750Purpose; Authority; Applicability; and Effective Date 0755Definitions 0760Minimum Valuation Mortality Standards 0765Minimum Valuation Interest Rate Standards 0770Minimum Valuation Method Standards 0775Transition Rules 0900Purpose; Authority 0905Applicability and Scope 0910Definitions 0915Standards for the Disclosure Document and Buyer’s Guide 0920Report to Contract Owners 0925Trade Practice Regulation