Or. Admin. R. ch. 441, div. 730 – Consumer Finance | Midpage

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Oregon Administrative Rules

Division 730

Or. Admin. R. ch. 441, div. 730

Consumer Finance

Department of Consumer and Business Services

0000Statutory Authority; Purpose 0010Definitions 0015Licensee Lending Characteristics and Practices 0025License Applications 0026Corporate Surety Bond for Consumer Finance Licensees Employing a Mortgage Loan Originator 0027State Criminal Records Check 0030Fees, Charges Licensees Pay the Director 0050Notes and Agreements 0060Loans Not to Be Payable on Demand; Exception 0070Advertising Regulations 0080Qualifications of Person in Charge of Licensed Office 0100Licensee Officers and Directors 0110Accounting Records of Licensee 0120Account Record to Be Maintained for Each Loan 0125Residential Borrower Files for Mortgage Loans 0130Maintaining Index of Obligors 0140Records and Files Required to Be Kept at Servicing Office; Copies of Loans Transferred; Centralized Accounting Office Exception 0150Consolidating Sales Financing into Direct Loans 0160Daily-Interest Computation 0170Precomputed Interest 0180Deferred Payment on Precomputed Loan 0200Action on Precomputed Loan; Rebate Required 0205Limitation on Charging a Prepayment Penalty by Consumer Finance Licensees 0210Recomputation of Interest on Delinquent Precomputed Loan 0220Insurance Premium Charges; Refunds 0230Insurance Benefits Paid to Licensee 0240Statement of Loan 0246Contents of Foreclosure Notices 0250Receipt to Be Furnished to Borrower Upon Request 0255Payoff Information to be Furnished to Borrower Upon Request 0260Advances to Perform Covenants 0280Prohibited Provisions in Loan Contract Provisions 0320Licensee Reporting