- (a) the location, number, and proximity to applicant's proposed site of sites where banking services are available within the proposed banking development district;
- (b) the location, number, and proximity to applicant's proposed site of sites where banking services are available within a reasonable distance of the proposed banking development district;
- (c) the identification of consumer needs for banking services within the proposed banking development district;
- (d) the economic viability and local credit needs of the community within the proposed banking development district;
- (e) the existing commercial development within the proposed banking development district;
- (f) the impact additional banking services would have on potential economic development in the proposed banking development district;
- (g) the physical size of the proposed banking development district;
- (h) the nature of the community to be served, including, but not limited to, the demographic and economic characteristics of the proposed banking development district;
- (i) the financial condition and managerial ability of the applicant bank as determined by the appropriate bank regulator or other reliable sources;
- (j) compliance with all other applicable branching statutes and regulations;
- (k) history of prolonged lack of service to the proposed banking development district; and
- (l) such other criteria which the superintendent, in his or her discretion, shall identify as appropriate.
In determining whether to approve an application for the designation of a banking development district, the superintendent shall take into consideration the following criteria: