General Regulations of the Superintendent | MidpageGeneral Regulations of the Superintendent
Banking
1(Repealed)2Superintendent’s Regulations: Procedure in Removal Proceedings3Superintendent’s Regulations: False Reporting4Superintendent’s Regulations: Maximum Interest Rate on Certain Loans5Superintendent’s Regulations: Internal and External Audits at Branches and Agencies of Foreign Banking Corporations6Superintendent’s Regulations: Additional Authority of Banks, Trust Companies, Savings Banks and Savings and Loan Associations Pursuant to Banking Law, Sections 14-g and 14-h7Superintendent’s Regulations: Information Subject to Confidential Treatment Under Section 36.10 of the Banking Law8Superintendent’s Regulations: Banking Development Districts9Superintendent’s Regulations: Basic Banking Accounts10Superintendent’s Regulations: Payment of Interest on Mortgage Escrow Accounts and Insurance Draft Escrow Accounts11Insider Transactions12Acquisition of Residences and Similar Facilities by Banks and Trust Companies13Depositor Savings Information (“Truth-in-Savings”)14Investments in Corporations by Banks and Trust Companies15Joint Deposits and Shares; Convenience Deposits and Shares16Certain Mergers and Acquisitions of Assets Involving Banking Institutions17(Repealed)18(Repealed)19International Banking Facilities20(Repealed)21Reserves Against Commercial Bank Deposits22Common Trust Funds23Call Reports24Annual Financial Statements of Commercial Banks, Trust Companies, Stock Form Savings Banks and Stock Form Savings and Loans25Meetings of Stockholders of Certain Commercial Banks26Stock Options27Capital Notes and Debentures as Capital Stock28Implementation of Banking Law, Section 10329Declaration of Dividends30Insiders' Reports31Investments of Banks or Trust Companies in Certain Corporations32Maximum Charges for Payments Made Against Insufficient Funds, Uncollected Balances and Return Items; Certain Disclosures33Variable Rate Closed-End Personal Loans34Availability of Funds for Items Deposited for Collection36Investments by Banks or Trust Companies in Investment Companies37Real Estate Equity Investments in Community Development Projects38Definitions of Terms; Advertising; Application and Commitment Disclosures and Procedures; Improper Conduct Under Article 12-D39Exempt Organizations; Subsidiaries of Exempt Organizations; Exempt Mortgage Products41Restrictions and Limitations on High Cost Home Loans42Subprime Home Loans--Thresholds43Subprime Home Loans-Meaning of Terms50Mutual Trust Investment Companies51Pledge of Assets by Foreign Banking Corporations in New York52Maintenance of Assets by Licensed Foreign Banks in New York59Designation of Rating Services60Additions to Legal List61Designations Under Banking Law Section 23562Investments in Housing and Urban Development Projects63Investments in Savings Banks Trust Company and Other Savings Banks Service Agencies64(Repealed)65Agreements to Limit Personal Liability on Insured Mortgages66Reciprocal Interstate Acquisitions of Savings and Loan Associations67Payment of Interest on Day of Deposit--Day of Withdrawal Accounts in Savings Banks and State-Chartered Savings and Loan Associations68Investments in Savings and Loan Service Agencies69Mandatory Transfers to Surplus for Thrift Institutions Pursuant to Banking Law, ss 244(3) and 387(1)70Interlocking Directors and Officers of Banking Organizations and Bank Holding Companies71Issuance of Subordinated Securities by Savings Banks and Savings and Loan Associations72Investments in Certificates of Deposit of Banking Corporations73Electronic Facilities74[Repealed]75Credit Card Issuance by Credit Unions76Compliance with Community Reinvestment Act Requirements77Investments in Commercial, Corporate and Business Loans by Savings Banks and Savings and Loan Associations; Leasing Transactions; Letters of Credit78Personal Loan Departments of Savings Banks and Savings and Loan Associations79Reverse Mortgage Loans80Investment in Junior Lien Mortgage Loans by Commercial Banks, Savings Banks, Credit Unions, Mortgage Bankers and Savings and Loan Associations81Issuance of Large-Denomination Obligations by Licensed Agencies of Foreign Banks82Alternative Mortgage Instruments83Shared Appreciation Mortgage Modification84Certain Mortgage Loans85Investment in Service Corporations by Savings Banks and Savings and Loan Associations86Organization and Operation of Stock-Form Savings Banks and Savings and Loan Associations87Conversion of Mutual and Stock-Form Federal Savings Banks and Stock-Form Federal Savings and Loan Associations to State Charter88(Repealed)89Alternative Investments in Debt and Equity Securities by Savings Banks and Savings and Loan Associations90Variable Rate Open-End Accounts Established by Lending Institutions91Variable Rate Retail Instalment Credit Agreements Established by Retail Sellers92Variable Rate Closed-End Retail Instalment Contracts and Obligations Entered Into by Retail Sellers93Borrowings by Savings Banks94Borrowings by Savings and Loan Associations95Borrowings by Credit Unions96Lending Limits for Credit Unions97Investment in Credit Union Organizations100Personal Property Leasing Activities of Banks and Trust Companies101(Repealed)102(Repealed)103(Repealed)104(Repealed)105(Repealed)106Reserved111Mutual Holding Companies112Investments of Savings Banks in the Federal Home Loan Bank of New York113(Repealed)114Supervision and Regulation of Article XII Investment Company Holding Companies and Their Subsidiaries for Purposes of the European Union Financial Conglomerates Directive115Anti-Money Laundering Programs for Applications for Charters, Acquisitions and Mergers and Changes of Control116Maintenance of Anti-Money Laundering Compliance Programs by Banking Organizations and Foreign Banking Corporations Licensed to Maintain a Branch or Agency117Lending Limits: Inclusion of Credit Exposures Arising from Derivative Transactions119(Repealed)120Compliance With Banking Law Section 28-bb