N.Y. Comp. Codes R. & Regs. tit. 3, § 4.1
For the purpose of General Obligations Law sections 5-501 and 5-524, and Banking Law sections 108(1), 173(1), 202(1), 235-b, 380-e, 454(6), 510-a(1) and 577(1), and except as otherwise provided by law, the maximum rate of interest to be charged, taken or received, upon a loan or forbearance of any money, goods, or things in action is as follows:
Effective July 1, 1968 7.25% per annum
Effective February 16, 1969 7.50% per annum
Effective August 15, 1973 8.00% per annum
Effective October 11, 1973 8.50% per annum
Effective December 8, 1978 9.50% per annum
Effective May 1, 1979 9.75% per annum
Effective August 1, 1979 10.00% per annum
Effective November 1, 1979 10.25% per annum
Effective February 1, 1980 10.50% per annum
Effective May 1, 1980 10.75% per annum
Effective August 1, 1980 11.00% per annum
Effective November 1, 1980 11.25% per annum
Effective December 1, 1980 16.00% per annum