N.Y. Navigation Law § 49
1. No person born on or after May first, nineteen hundred ninety-six shall operate a mechanically propelled vessel on the navigable waters of the state or any tidewaters bordering on or lying within the boundaries of Nassau and Suffolk counties, unless: a. the operator is at least ten years old and is the holder of a boating safety certificate issued to him or her by the commissioner, the United States Power Squadrons, the United States coast guard auxiliary or the United States sailing association for a powerboating course or courses which are approved by the commissioner; or b. the operator is younger than eighteen years of age, and is accompanied on the mechanically propelled vessel by at least one person who is at least eighteen years of age and is
3. No person who is the owner of a mechanically propelled vessel shall knowingly authorize or permit the operation thereof on the navigable waters of the state or any tidewaters bordering on or lying within the boundaries of Nassau and Suffolk counties, unless: a. the operator is born on or before April thirtieth, nineteen hundred ninety-six; or, b. the operator is born on or after May first, nineteen hundred ninety-six, is at least ten years of age and is the holder of a boating safety certificate issued to him or her by the commissioner, the United States Power Squadrons, the United States coast guard auxiliary, or the United States sailing association for a powerboating course or courses which are approved by the commissioner, or c. the operator is younger than eighteen years of age, and is accompanied on the mechanically propelled vessel by at least one person eighteen years of age or older and is: