* § 501. Definitions. For purposes of this section:

1. (a) "Certificate" or "certificate of insurance" means any document or instrument, no matter how titled or described, which is prepared or issued by an insurer or insurance producer as evidence of property or casualty insurance coverage. "Certificate" or "certificate of insurance" shall not include a policy of insurance or insurance binder, and does not amend, extend or alter the coverage provided by the policy of insurance to which the certificate makes reference, and is subject to all the terms, exclusions and conditions of such policy. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.
2. (b) "Certificate holder" means any person, other than a policyholder, that is identified on the certificate as a certificate holder.
3. (c) "Insurance producer" has the meaning ascribed to it by subsection (k) of section two thousand one hundred one of this chapter.
4. (d) "Insurer" means any person "doing an insurance business" as such phrase is defined in section one thousand one hundred one of this chapter.
5. (e) "Person" means any individual, partnership, corporation, association, or other legal entity, but shall not include any governmental entity, as that term is defined in this section.
6. (f) "Governmental entity" means any public entity as defined in paragraph fifty-one of subsection (a) of section one hundred seven of this chapter, any state authority as defined in subdivision one of section two of the public authorities law, any local authority as defined in subdivision two of section two of the public authorities law, and any interstate or international authority as defined in subdivision three of section two of the public authorities law.
7. (g) "Policyholder" means a person who has contracted with a property or casualty insurer for insurance coverage. * NB Effective April 29, 2015