N.Y. Insurance Law § 3437
* § 3437. Credit insurance for in-vitro fertilization or intrauterine insemination. (a) Except as provided in subsection (b) of this section, an insurer that issues a credit insurance policy pursuant to clause (III) of item (i) of subparagraph (D) of paragraph seventeen of subsection (a) of section one thousand one hundred thirteen of this chapter shall provide a statement in the application for the insurance policy and in a prominent writing upon policy issuance that the credit insurance policy is not a substitute for comprehensive health insurance.