(d) Except as provided in subsection (f) of this section, no person or entity who acts as an agent, representative, attorney, or employee of the owner, lessee, or mortgagee, or of the prospective owner, lessee, or mortgagee of the real property or any interest therein and who or whose spouse also is a member, employee, or director of a title insurance agent, owns any interest in a title insurance agent, or is a subsidiary or affiliate of any title insurance agent, shall refer an applicant for insurance to such agent, and no such title insurance agent shall accept any such referral of title insurance business, unless the referral is made in accordance with section six thousand four hundred nine of this chapter and such person or entity, at the time of making a referral, provides, at a minimum, the following written disclosure to the applicant:

1. (1) the nature of the relationship between the person or entity and the title insurance agent;
2. (2) that the applicant is not required to use the services of the title insurance agent or the title insurance corporation to which the applicant is being referred;
3. (3) that any money or other thing of value directly or indirectly paid by the title insurance agent or title insurance corporation to the person or entity is based on the person or entity's financial interest in the title insurance agent, and is not related to the amount of title insurance business the person or entity refers to the title insurance agent;
4. (4) that the person or entity is not required to refer a specified amount of title insurance business to the title insurance agency;
5. (5) the amount or value of any compensation or other thing of value that the person or entity expects to receive in connection with the services to be provided by the title insurance agent or the title insurance corporation to which the party is being referred; and
6. (6) any relevant disclosures required by the federal real estate settlement procedures act of 1974, as amended.