N.Y. General Business Law § 901
* § 901. Licensing. A peer-to-peer car sharing program may not operate within the state without first having obtained a license issued by the department of financial services in a form and manner and with applicable fees as provided for by regulations promulgated by the superintendent of financial services. As a condition of obtaining a license, a peer-to-peer car sharing program shall be required to submit to the department of financial services proof of a group policy issued pursuant to section three thousand four hundred fifty-eight of the insurance law. * NB Effective June 20, 2022