Nev. Rev. Stat. ch. 97A – Debt Evidenced by Credit Card | Midpage

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Nevada Revised Statutes

Chapter 97A

Nev. Rev. Stat. ch. 97A

Debt Evidenced by Credit Card

97A.010Definitions 97A.020“Authorized user” defined 97A.030“Beneficial use” defined 97A.040“Cardholder” defined 97A.050“Credit card” defined 97A.060“Credit card account” defined 97A.070“False or fraudulent application” defined 97A.080“Financial institution” defined 97A.090“Interest” defined 97A.100“Issuer” defined 97A.110“Joint account” defined 97A.120“Secondary cardholder” defined 97A.130“Service provider” defined 97A.140Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law 97A.142Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity 97A.145Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section 97A.150Liability for charges incurred on credit card account 97A.160Records required in action to collect debt: Establishment of liability and amount; authentication; retention 97A.165Contents of complaint; limitations 97A.170Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment 97A.180Transfer of information if issuer is subsidiary 97A.200Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception 97A.210Prohibited acts by issuer: Prohibiting merchant from offering certain discounts