NRS 604D.190. Construction of chapter; resolution of conflicts [Effective through December 31, 2029.]

1. 1. Nothing in this chapter shall be construed to cause:

   1. (a) Any earned wage access services provided by a licensee in compliance with this chapter to be deemed:

      1. (1) A loan or other form of credit;
      2. (2) As violating or noncompliant with the laws of this State governing the sale or assignment of, or an order of, earned but unpaid income; or
      3. (3) A money transmission, or to be subject to any of the provisions of law governing loans or money transmitters;
   2. (b) Any licensee in compliance with this chapter to be deemed a creditor, lender or money transmitter; and
   3. (c) Any fee provided to a consumer by a provider in compliance of this chapter to be deemed an interest or finance charge.
2. 2. If there is a conflict between the provisions of this chapter and any other statute, the provisions of this chapter control.

(Added to NRS by 2023, 2407)