Nev. Rev. Stat. ch. 604D – Earned Wage Access Services | Midpage

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Nevada Revised Statutes

Chapter 604D

Nev. Rev. Stat. ch. 604D

Earned Wage Access Services

604D.010Definitions 604D.020“Commissioner” defined 604D.030“Direct-to-consumer earned wage access provider” defined 604D.040“Direct-to-consumer earned wage access services” defined 604D.050“Earned but unpaid income” defined 604D.060“Earned wage access services” defined 604D.070“Employer” defined 604D.080“Employer-integrated earned wage access provider” defined 604D.090“Employer-integrated earned wage access services” defined 604D.100“Fee” defined 604D.110“Licensee” defined 604D.120“Nationwide Multistate Licensing System and Registry” and “Registry” defined 604D.130“Outstanding proceeds” defined 604D.140“Preauthorized electronic fund transfer” defined 604D.150“Proceeds” defined 604D.160“Provider” defined 604D.170“User” defined 604D.180Commissioner authorized to adopt regulations 604D.190Construction of chapter; resolution of conflicts 604D.200License required; application; issuance; expiration; renewal; Commissioner to adopt regulations establishing amount of fees; license not transferrable or assignable; applicability 604D.210Additional requirements for licensure; grounds for refusal to issue license 604D.220Statement concerning obligation for child support required for issuance or renewal of license 604D.230Suspension of license; reinstatement of license 604D.240License remains effective until expiration, surrender, revocation or suspension 604D.250Bond: Amount; form; notice to Commissioner; replenishment; liability of surety 604D.260Certain changes of licensee prohibited without prior approval of Commissioner; notice of proposed change to Commissioner; approval of Commissioner 604D.270Change in principal officers or directors of licensee 604D.300Commissioner authorized to take action to participate in Registry; fingerprints; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding licensure 604D.310Additional materials required to be submitted to Registry 604D.320Licensee to register and maintain unique identifier; Commissioner authorized to issue license through Registry; references to Commissioner deemed references to Registry 604D.325Duties of licensee to safeguard customer information 604D.330Commissioner to report information to Registry; confidentiality of information provided; Commissioner authorized to enter into certain agreements and arrangements 604D.400Duties of provider; applicability to certain payments 604D.410Prohibited acts by provider; certain acts not precluded 604D.500Licensee to submit annual report to Commissioner; unavailability of audited financial statements; confidentiality of documents and information; annual publication by Commissioner 604D.510Annual examinations by Commissioner 604D.520Examination of books and records by Commissioner; reasonable access required; presumption of engagement in business of provider requiring license; exception 604D.530Investigations and hearings; required attendance and testimony of persons and production of documents 604D.540Authority of Commissioner to require attendance of witnesses and production of books and records 604D.550Fee for supervision, audit, examination, investigation or hearing; employment of certified public accountant; deposit in State Treasury 604D.600Person may file complaint alleging violation; duties of Commissioner when complaint is filed; verified answer by licensee; certain records relating to complaint or investigation deemed confidential 604D.610Temporary suspension of license; notice of hearing to revoke or suspend license 604D.620Order to desist and refrain; action to enjoin violation; administrative fine 604D.900Applicability of chapters 604A and 675 of NRS