13.10.14.26

ADJUSTMENT FACTORS

Duration Adjustment Adjusted Factor Termination Factor* Week 1 0.366 0.04831 2 0.366 0.04172 3 0.366 0.04063 4 0.366 0.04355 5 0.365 0.04088 6 0.365 0.04271 7 0.365 0.04380 8 0.365 0.04344 9 0.370 0.04292 10 0.370 0.04107 11 0.370 0.03848 12 0.370 0.03478 13 0.370 0.03034 Month 4 0.391 0.08758 5 0.371 0.07346 6 0.435 0.07531 7 0.500 0.07245 8 0.564 0.06655 9 0.613 0.05520 10 0.663 0.04705 11 0.712 0.04486 12 0.756 0.04309 13 0.800 0.04080 14 0.844 0.03882 15 0.888 0.03730 16 0.932 0.03448 17 0.976 0.03026 18 1.020 0.02856 19 1.049 0.02518 20 1.078 0.02264 21 1.107 0.02104 22 1.136 0.01932 23 1.165 0.01865 24 1.195 0.01792 Year 3 1.369 0.16839 4 1.204 0.10114 5 1.199 0.07434 6 & later 1.000 ** * The adjusted termination rates derived from the application of the adjustment factors to the DTS Valuation Table termination rates shown in exhibits 3a, 3b, 3c, 4, and 5 (Transactions of the Society of Actuaries (TSA) XXXVII, pp. 457-463) is displayed. The adjustment factors for age, elimination period, class, sex, and cause displayed in exhibits 3a, 3b, 3c, and 4 should be applied to the adjusted termination rates shown in this table. ** Applicable DTS Valuation Table duration rate from exhibits 3c and 4 (TSA XXXVII, pp. 462-463).

Duration Adjustment Adjusted

Factor Termination

Factor*

Week 1 0.366 0.04831

2 0.366 0.04172

3 0.366 0.04063

4 0.366 0.04355

5 0.365 0.04088

6 0.365 0.04271

7 0.365 0.04380

8 0.365 0.04344

9 0.370 0.04292

10 0.370 0.04107

11 0.370 0.03848

12 0.370 0.03478

13 0.370 0.03034

Month 4 0.391 0.08758

5 0.371 0.07346

6 0.435 0.07531

7 0.500 0.07245

8 0.564 0.06655

9 0.613 0.05520

10 0.663 0.04705

11 0.712 0.04486

12 0.756 0.04309

13 0.800 0.04080

14 0.844 0.03882

15 0.888 0.03730

16 0.932 0.03448

17 0.976 0.03026

18 1.020 0.02856

19 1.049 0.02518

20 1.078 0.02264

21 1.107 0.02104

22 1.136 0.01932

23 1.165 0.01865

24 1.195 0.01792

Year 3 1.369 0.16839

4 1.204 0.10114

5 1.199 0.07434

6 & later 1.000 **

* The adjusted termination rates derived from the application of the adjustment factors to the DTS Valuation Table termination rates shown in exhibits 3a, 3b, 3c, 4, and 5 (Transactions of the Society of Actuaries (TSA) XXXVII, pp. 457-463) is displayed. The adjustment factors for age, elimination period, class, sex, and cause displayed in exhibits 3a, 3b, 3c, and 4 should be applied to the adjusted termination rates shown in this table.

** Applicable DTS Valuation Table duration rate from exhibits 3c and 4 (TSA XXXVII, pp. 462-463).

HISTORY OF 13.10.14 NMAC:

Pre-NMAC History: None.

History of Repealed Material:

13 NMAC 10.14, Minimum Reserve Standards For Individual & Group Health Insurance Contracts (filed 12-03-96), repealed effective 9-30-03.

Other History:

13 NMAC 10.14, Minimum Reserve Standards For Individual & Group Health Insurance Contracts, filed 12-03-96 replaced by 13.10.14 NMAC, Minimum Reserve Standards For Individual and Group Health Insurance Contracts, effective 10-1-03.

[13.10.14.26 NMAC - N, 10-1-03]