N.D. Cent. Code ch. 26.1-29 – Insurance Contracts | Midpage

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North Dakota Century Code

Chapter 26.1-29

N.D. Cent. Code ch. 26.1-29

Insurance Contracts

26.1-29-01Insurance contract defined 26.1-29-02Insurer and insured defined 26.1-29-03Who may be parties to insurance contract 26.1-29-04Insurable interest defined and classified 26.1-29-05Insurable interest essential to insurance contract 26.1-29-06When insurable interest must exist 26.1-29-07Measure of insurable interest 26.1-29-08Carrier or depositary has insurable interest 26.1-29-09Insurable interest in life or health insurance 26.1-29-09.1Insurable interest in personal insurance 26.1-29-10Contingent or expectant interest not insurable 26.1-29-11What may be insured against 26.1-29-12Effect of change in insurable interest 26.1-29-13Mutual disclosures required in insurance contract 26.1-29-14Concealment defined 26.1-29-15Rescission for concealment - Exception 26.1-29-16Matters as to which disclosure is not required 26.1-29-17Materiality of matters - How determined 26.1-29-18Presumption of knowledge 26.1-29-19Communication of material facts may be waived 26.1-29-20Information as to interest need not be communicated 26.1-29-21Matters of opinion need not be disclosed 26.1-29-22Representation - Form - When made 26.1-29-23Interpretation of representations regarding insurance 26.1-29-24False representation - Materiality and effect 26.1-29-25Misrepresentations - Determination of materiality - Effect 26.1-29-26Representations on information and belief 26.1-29-27Time to which representation refers 26.1-29-28Alteration or withdrawal of representation 26.1-29-29Insurance of mortgaged property - Act of mortgagor may avoid insurance 26.1-29-30New contract on transfer of insurance on mortgaged property - Effect of mortgagor's acts 26.1-29-31Modification of insurance contract - Exercise of right of rescission