Insurer's Relations With Insured and Claimant | Midpage

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Montana Code Annotated

Part 2

Insurer's Relations With Insured and Claimant

33-18-201Unfair claim settlement practices prohibited 33-18-202Misrepresentation and false advertising of policies prohibited 33-18-203False or deceptive advertising prohibited 33-18-204Twisting prohibited 33-18-205Filing or publishing false financial statements or making false entries prohibited 33-18-206Unfair discrimination prohibited -- life insurance, annuities, and disability insurance 33-18-207Preferred rates to fictitious groups prohibited -- approval of preferred group rates and forms 33-18-208Contract to contain agreements -- rebates prohibited -- life, disability, and annuity contracts 33-18-209Exceptions to discrimination and rebates provision 33-18-210Unfair discrimination and rebates prohibited for title, property, casualty, or surety insurance -- exceptions -- limitations 33-18-211Stock operations and advisory board contracts 33-18-212Illegal dealing in premiums -- improper charges for insurance 33-18-213Extension of credit to policyholder 33-18-214Repealed 33-18-215Postclaim underwriting prohibited -- condition 33-18-216Unfair discrimination against victims of abuse prohibited 33-18-217Military discount exception to rebate and discount prohibition for property or casualty insurance 33-18-218Insurer costs prohibited -- duty to defend -- exception 33-18-219Exceptions to applicability 33-18-220reserved 33-18-221Designation of specific repair shops prohibited -- lists allowed 33-18-222Market price 33-18-223Prohibited activities -- glass broker defined 33-18-224Designation of specific automobile body repair businesses prohibited 33-18-225Designation of specific car rental business prohibited 33-18-226reserved 33-18-231State administrative process to provide timely payment of medical benefits -- definitions 33-18-232Time for payment of claims 33-18-233Administrative penalty for failure to pay promptly 33-18-234Right of privacy guaranteed 33-18-235Rulemaking authority 33-18-236reserved 33-18-241Repealed 33-18-242Independent cause of action -- burden of proof 33-18-243Insured and third-party claimant's duties -- affirmative defense 33-18-244reserved 33-18-245Prompt payment of motor vehicle damage claims 33-18-246reserved 33-18-247Unfair discrimination prohibited -- anatomical gifts, organ transplants, and related treatment 33-18-248reserved 33-18-250(Effective January 1, 2026) Unfair financial planning practices -- producers 33-18-251Time-limited demands -- requirements -- insurer's fair and reasonable opportunity to investigate and evaluate claims