PURPOSE: This regulation requires representatives of prepaid dental corporations who solicit contracts on behalf of the corporation to be licensed as agents with the Department of Insurance pursuant to section 354.721, RSMo.

1. (1) Any person who solicits membership contracts on behalf of prepaid dental corporations or offers or assumes to act in negotiation of the contracts, whether a salaried representative of the corporation or one whose compensation is in part or in whole paid in the form of commissions on the business written, shall be duly licensed by this department as an accident and health agent.
2. (2) No person shall act in this state as an agent for a prepaid dental corporation unless s/he is licensed by the director as provided in this regulation.
3. (3) Persons desiring to solicit contracts on behalf of prepaid dental corporations shall comply with 20 CSR 700-1.010 and 20 CSR 700-3.100 as the regulations relate to agent’s examination and licensing procedures and standards and prelicensing education for agents and brokers.
4. (4) Persons desiring to solicit contracts on behalf of prepaid dental corporations, in addition, shall be subject to the provisions of sections 375.016–375.022, 375.046–375.051 and 375.081, RSMo.
5. (5) The director may revoke or suspend, for a period as s/he may determine, any license of any agent, if it is determined as provided by sections 621.045–621.205, RSMo, that the licensee or applicant has violated, at any time, the provisions of section 375.141, RSMo.

AUTHORITY: sections 354.700–354.723 and 374.045, RSMo 1986 and Supp. 1993.* This rule was previously filed as 4 CSR 190- 12.110. Original rule filed June 13, 1988, effective Oct. 27, 1988. *Original authority: 354.700, RSMo 1987, amended 1992; 354.702, RSMo 1987; 375.703, RSMo 1989; 354.704–354.707, RSMo 1987; 354.710, RSMo 1987, amended 1990, 1992; and 354.712–354.723, RSMo 1987.