PURPOSE: This rule specifies requirements for notice of renewal dates for policies of accident and sickness insurance. This rule was adopted pursuant to the provisions of section 374.045, RSMo and implements and defines sections 375.445 and 376.777, RSMo.

1. (1) All companies issuing renewable individual health and accident policies in Missouri on which premiums are remitted directly by the policyholder to the company shall mail or deliver written notice of renewal to the insured not less than seven (7) days before a monthly renewal after a longer period of time.

   1. (A) This notice shall contain the following information in language concise and readily understandable to the policyholder:

      1. 1. Date the premium is due;
      2. 2. Amount of premium then due;
      3. 3. Period of time for which that premi-

um will keep the policy in effect; and

1. 4. Any change in benefits effective upon

renewal.

1. (2) This rule shall not include indirect payment plans as preauthorized checks or payroll deduction plans. Preissued coupon booklets are exempted where delivered personally or by certified mail.

AUTHORITY: sections 374.045, 375.445 and 376.777, RSMo 1986.* This rule was previously filed as 4 CSR 190-14.080. Original rule filed Sept. 18, 1974, effective Sept. 28, 1974. *Original authority: 374.045 and 375.445, RSMo 1967; and 376.777, RSMo 1959 amended 1984.