PURPOSE: This rule sets forth definitions used in this division to aid insurers, producers, the Consumer Affairs Division and the Insurance Market Regulation Division in the interpretation of various terms and phrases.

1. (1) As used in this division, the following terms and phrases shall be interpreted as follows:

   1. (A) “Adequate response,” a written response answering each inquiry with reasonable specificity. A person’s acknowledgment of the division’s inquiry is not an adequate response.
   2. (B) “Department,” the Department of Insurance, Financial Institutions and Professional Registration.
   3. (C) “Director,” the director of the Department of Insurance, Financial Institutions and Professional Registration.
   4. (D) “Inquiry,” each and every question or request for information submitted in writing to a person by the Consumer Affairs Division concerning subjects which are within the division’s authority to regulate or investigate.
   5. (E) “NAIC,” the National Association of Insurance Commissioners.
   6. (F) “Person,” any person as that term is defined in sections 374.046(17), 375.932(4) and 375.1002(3), RSMo, including “insurers” as that term is defined in sections 375.932(3) and 375.1002(2), RSMo, and any other entity, association or individual, whether or not the director has granted a license or certificate of authority to the entity, association or individual.

AUTHORITY: section 374.045, RSMo 2000.* Original rule filed Nov. 1, 2007, effective July 30, 2008.

*Original authority: 374.045, RSMo 1967, amended 1993, 1995.