PURPOSE: This rule sets forth the requirements for an identification card issued to insureds or enrollees by health carriers offering health benefit plans.

1. (1) Applicability.

   1. (A) This rule applies to all health carriers offering or providing a plan of health insurance, health benefits, or health services to individuals and groups.
   2. (B) The provisions of this rule shall not apply to identification cards issued to individuals or groups that relate solely to the provision of prescription drug benefits.

2. (2) Definitions. As used in this section—

   1. (A) “Health benefit plan” shall mean health benefit plan as defined in section 376.1350(18), RSMo; and
   2. (B) “Health carrier” shall mean health carrier as defined in section 376.1350(22), RSMo.

3. (3) Identification Cards.

   1. (A) An identification card or similar document issued to insureds or enrollees shall include the following information:

      1. 1. The name of the enrollee or insured;
      2. 2. The first date on which the enrollee

or insured became eligible for benefits under the plan or a toll-free number that a health care provider may use to obtain such information; and

1. 3. Indicate that the health benefit plan

offered by the health carrier is regulated by the Department of Insurance, Financial Institutions and Professional Registration by placing “Fully Insured” on the front.

1. (B) Nothing shall prohibit the issuer of a health benefit plan from using an identification FINANCIAL INSTITUTIONS AND PROFESSIONAL REGISTRATION

card containing a magnetic strip or other technological component enabling the electronic transmission of information, provided that the information required in this section is printed on the card.

1. (C) The requirements of this section shall apply as follows:

   1. 1. Beginning on March 1, 2010, for all

new health benefit plans issued on or after March 1, 2010; and

1. 2. On the first plan anniversary after

March 1, 2010, for all health benefit plans already in effect on March 1, 2010.

AUTHORITY: section 376.1007, RSMo 2000 and sections 374.045, 376.383, and 376.384, RSMo Supp. 2008.* Original rule filed Sept. 5, 2008, effective May 30, 2009. *Original authority: 374.045, RSMo 1967, amended 1993, 1995, 2008; 376.383, RSMo 1998, amended 2001; 376.384, RSMo 2001; and 376.1007, RSMo 1993.