PURPOSE: In the event of a natural or other disaster which would require an extraordinary response by the Department of Insurance, Missouri has adopted the following plan in advance to respond quickly and effectively to meet the needs of its insured citizens. Activation of the plan should be implemented at the call of the director or his/her designee. This rule regulates the internal affairs of and prescribes procedures to be followed in proceedings before the department.

1. (1) The ten (10) members of the disaster plan standing committee are—

   1. (A) Three (3) from the Department of Insurance, who are—

      1. 1. Director of the Division of Consumer

Affairs, Chair;

1. 2. Manager of Consumer Services,

Division of Consumer Affairs; and

1. 3. Chief market conduct examiner;

2. (B) Seven (7) insurance industry members, one (1) from each of the Missouri chapters of the following associations and insurance companies:

   1. 1. American Insurance Association

(AIA);

1. 2. National Association of Independent

Insurers (NAII);

1. 3. Alliance of American Insurers

(AAI);

1. 4. Independent Insurance Agents of

Missouri (IIAM);

1. 5. Missouri Insurance Information Ser-

vice (MIIS);

1. 6. A Missouri domestic property and

casualty insurer; and

1. 7. Missouri Association of Mutual

Insurance Companies (MAMIC); and

1. (C) One (1) member representing the Department of Public Safety, State Emergency Management Agency.

1. (2) The committee shall meet initially within three (3) months (December 6, 1992) after the effective date of this rule (September 6, 1992) to adopt and implement the State Disaster Response Plan based upon this chapter. Appointments should be made to the specified task groups and a joint meeting held of the committee and the task groups to finalize the plan and procedures. The committee should meet at least annually after that to review task group appointments, review or revise existing policies and procedures and make suggested enhancements. The committee should convene more often as necessary or to review the task groups’ response to a current or immediate post-disaster response.
2. (3) The chair of the committee should check at least annually on any available new information or plan updates recommended by the National Association of Insurance Commissioners (NAIC). The chair should also confer from time-to-time with his/her other counterparts at bordering state insurance departments to enhance communication and share plan concepts and procedures.

AUTHORITY: section 375.141, RSMo Supp. 1991.* Original rule filed Jan. 15, 1992, effective Sept. 6, 1992.

*Original authority: 375.141, RSMo 1961 and 1965, amended 1967, 1981, 1984 and 1989.