PURPOSE: This rule establishes the prerequisites necessary to apply for a self-insurance certificate pursuant to the provisions of section 303.220, RSMo (Senate Bill 424, 83rd General Assembly, Second Regular Session).

1. (1) The application for self-insurance authorization shall include the following:

   1. (A) The request for self-insurance on the letterhead of the religious denomination signed by the head of the denomination;

   2. (B) A list of all members in the church organization who own motor vehicles. There must be at least twenty-six (26) members in the church who own motor vehicles. The list must include the following:

      1. 1. The name of the church member as

shown on the motor vehicle application;

1. 2. The church member’s most current

address; and

1. 3. A description of each motor vehicle

owned by the church member which is registered in Missouri. The description must include the vehicle year, make, model, vehicle identification number and current registration plate number;

1. (C) A notarized affidavit from the church organization specifying that it prohibits its members from purchasing insurance, of any form, as being contrary to its religious tenets;
2. (D) A written explanation of how the church organization intends to settle damages/personal injuries caused in a motor vehicle accident by a member of the church;
3. (E) Examples (statements) of how the church organization has settled or paid for motor vehicle accident claims in the past; and
4. (F) A copy of a membership charter showing affiliation with a larger church organization is required when the church has fewer than twenty-six (26) members owning motor vehicles in Missouri.

1. (2) The director shall determine after reviewing the application, if self-insurance authorization is granted or denied and the basis for the decision and the director shall advise the requestor of the decision in writing.
2. (3) Self-insurance authorization shall be valid for one (1) year from the date approved by the director unless otherwise terminated.
3. (4) Renewal of self-insurance authorization may be granted if the religious denomination maintains membership of at least twenty-six
4. (26) church members owning motor vehicles. A list of members and vehicles as described in subsection (1)(B) shall be provided annually.
5. (5) The director shall issue a Certificate of Self-Insurance to a religious denomination qualifying for self-insurance authorization.
6. (6) The director shall issue a sufficient number of identification cards for the self-insurance religious denomination vehicles as provided in section 303.220, RSMo.
7. (7) The director, upon reasonable grounds and after giving ten (10) days’ notice, shall cancel a Certificate of Self-Insurance. Reasonable grounds may include, but not be limited to, failure of the self-insured to settle a court judgment or notice of bankruptcy proceedings by the self-insured. The director shall notify the self-insured in writing of his/her decision and provide the self-insured an opportunity to have an administrative hearing. The administrative hearing shall be conducted in accordance with section 303.290, RSMo.

AUTHORITY: section 303.290, RSMo 1986.* Original rule filed Sept. 8, 1989, effective Jan. 26, 1990. Amended: Filed Nov. 26, 1991, effective April 9, 1992.

*Original authority 1953, amended 1957, 1986.