Subd. 1. Required activity.
Each self-insurer shall perform the following activities:
- (1) maintain membership in and report loss experience data to the Minnesota workers' compensation insurers association, or a licensed data service organization, in accordance with the statistical plan and rules of the organization as approved by the commissioner;
- (2) establish a plan for merit rating which shall be consistently applied to all insureds, provided that members of a data service organization may use merit rating plans developed by that data service organization;
- (3) provide an annual report to the commissioner containing the information and prepared in the form required by the commissioner; and
- (4) keep a record of the losses paid by the self-insurers and premiums for the group self-insurers.
Subd. 2. Permitted activity.
In addition to any other activities not prohibited by this chapter, self-insurers may:
- (1) through licensed data service organizations, individually, or with self-insurers commonly owned, managed, or controlled, conduct research and collect statistics to investigate, identify, and classify information relating to causes or prevention of losses;
- (2) develop and use classification plans and rates based upon any reasonable factors; and
- (3) develop rules for the assignment of risks to classifications.
Subd. 3. Delayed reporting.
Private self-insurers established under sections 79A.01 to 79A.18 prior to August 1, 1995, need not begin filing the reports required under subdivision 1 until January 1, 1998.