The purposes of this chapter are to:
- (a) promote public welfare by regulating insurance rates so that premiums are not excessive, inadequate, or unfairly discriminatory;
- (b) promote quality and integrity in the databases used in workers' compensation insurance ratemaking;
- (c) prohibit price fixing agreements and anticompetitive behavior by insurers;
- (d) define the function and scope of activities of data service organizations; and
- (e) encourage insurers to provide alternative innovative methods whereby employers can meet the requirements imposed by section 176.181.