Subd. 1. Covered policies.

The obligations imposed by sections 72A.49 to 72A.505 apply to insurers, insurance agents, and insurance-support organizations that:

1. (1) collect, receive, or maintain information in connection with insurance transactions that pertains to persons who are residents of this state; or
2. (2) engage in insurance transactions with applicants, individuals, or policyholders who are residents of this state.

Subd. 2. Covered persons.

The rights granted by sections 72A.49 to 72A.505 extend to:

1. (1) a person who is a resident of this state and is the subject of information collected, received, or maintained in connection with an insurance transaction; and
2. (2) a person who is a resident of this state and engages in or seeks to engage in an insurance transaction.

Subd. 3. Exceptions.

1. (a) Sections 72A.49 to 72A.505 do not apply to information collected from the public records of a governmental authority and maintained by an insurance company or its representatives to insure the title to real property located in this state.
2. (b) Nothing in sections 72A.49 to 72A.505 gives a patient access to the health records pertaining to the patient maintained by the patient's health provider, or gives the patient the right to alter or amend those health records, unless otherwise provided by law.
3. (c) Sections 72A.49 to 72A.505 do not apply to any insurance transactions involving property and casualty insurance primarily for business or professional needs.