(b) Before reporting that an obligor is in arrears for court-ordered child support, the public authority must:

1. (1) provide written notice to the obligor that the public authority intends to report the arrears to a consumer reporting agency; and
2. (2) mail the written notice to the obligor's last known mailing address at least 30 days before the public authority reports the arrears to a consumer reporting agency.

(c) The obligor may, within 21 days of receipt of the notice, do the following to prevent the public authority from reporting the arrears to a consumer reporting agency:

1. (1) pay the arrears in full;
2. (2) request an administrative review. An administrative review is limited to issues of mistaken identity, a pending legal action involving the arrears, or an incorrect arrears balance; or
3. (3) enter into a written payment agreement pursuant to section 518A.69 that is approved by a court, a child support magistrate, or the public authority responsible for child support enforcement.