Minn. Stat. § 604A.11
Subd. 1. Grant.
Subd. 2. Limitation.
Subdivision 1 does not apply:
(6) if the individual acts in violation of federal, state, or local law.
The limitation in clause (1) constitutes a waiver of the defense of immunity to the extent of the liability stated in the policy, but has no effect on the liability of the individual beyond the coverage provided. The limitation in clause (5) does not affect the limitations on liability of a public educational institution under section 3.736 or chapter 466.