(b) A vehicle operator for a motor carrier of railroad employees who transports passengers must:

1. (1) have a valid driver's license under chapter 171; and
2. (2) submit to a physical examination.

(c) The carrier must implement a policy that provides for annual training and certification of the operator in:

1. (1) safe operation of the vehicle transporting railroad employees;
2. (2) knowing and understanding relevant laws, rules of the road, and safety policies;
3. (3) handling emergency situations;
4. (4) proper use of seat belts;
5. (5) performance of pretrip and posttrip vehicle inspections, and inspection record keeping; and
6. (6) proper maintenance of required records.

(d) The carrier must:

1. (1) perform a background check or background investigation of the operator;
2. (2) annually verify the operator's driver's license;
3. (3) document meeting the requirements in this subdivision, and maintain the file at the carrier's business location;
4. (4) maintain liability insurance in a minimum amount of $5,000,000 regardless of the seating capacity of the vehicle; and

5. (5) maintain uninsured and underinsured coverage in a minimum amount of $1,000,000.

   If a party contracts with the motor carrier on behalf of the railroad to transport the railroad employees, then the insurance requirements may be satisfied by either that party or the motor carrier, so long as the motor carrier is a named insured or additional insured under any policy.

(k) For purposes of this subdivision, the following terms have the meanings given:

1. (1) "conviction" has the meaning given in section 609.02; and
2. (2) "on-duty time" means all time at a terminal, facility, or other property of a contract carrier or on any public property waiting to be dispatched. On-duty time includes time spent inspecting, servicing, or conditioning the vehicle.