1. 1. Definition As used in this section, "tie-in sales" means the practice of tying the sale of one product to another.

   [PL 1991, c. 49 (NEW).]

2. 2. Prohibited tie-in sales In the purchase of insurance, tie-in sales are an unfair trade practice when:

   1. A. The consumer is required to place additional coverage with an insurer not of the consumer's choice in order to obtain a desired coverage; and

      [PL 1991, c. 49 (NEW).]

   2. B. The consumer's alternative opportunities to purchase the desired coverage are severely limited or nonexistent.

      [PL 1991, c. 49 (NEW).]

   [PL 1991, c. 49 (NEW).]

3. 3. Penalties An insurance contract sold in violation of the provisions of this section is voidable at the option of the consumer. Violations of this section are enforceable through section 12‑A.

   [PL 1991, c. 49 (NEW).]

PL 1991, c. 49 (NEW).