Collections
Code of Maryland Regulations
Title 31
§ 13
Chapter 01
Md. Code Regs. 31.13.01
Standards for Credit Life and Credit Health Insurance
Effective Feb 27, 2017
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.01
Purpose.
.02
Regulation of Commissions.
.03
Applicability.
.04
Definitions.
.05
Loss Ratio.
.06
Statistics and Reporting Forms.
.07
Rate Changes and Creditor-Paid Insurance.
.08
Premium Rates by Case Method.
.09
General Premium Rate Standards and Increased Rates.
.10
Prima Facie Premium Rates for Credit Life Insurance.
.11
Prima Facie Premium Rates — Credit Life Insurance — Net Payoff Balance Method.
.12
Repealed.
.13
Underwriting Requirements for Credit Life Prima Facie Premium Rates.
.14
Disability Benefit Provisions.
.15
Prima Facie Premium Rates for Credit Health Insurance.
.16
Repealed.
.17
Underwriting Requirements for Credit Health Prima Facie Premium Rates.
.18
Guidelines for Increased Rates.
.19
Refunds.
.20
Commission to Agents and Creditors.
.21
Reinsurance Treaties.
.22
Prohibited Transactions.
.23
Combinations of Coverages.
.24
Notice to Debtors.
.25
Benefits.
.26
Review of Credit Operations.
.27
Effective Date.
.28
Clerical Errors.
.29
Change of Insurers — Reporting Requirements — Coverage and Rates.