With respect to each Mortgage Loan, Seller must obtain and hold in the Loan File a plat of survey dated or redated within six months of the Closing Date of the Mortgage Loan certified by a licensed surveyor or engineer showing

1. (1) the exact location and dimensions of the property including the improvements located thereon,
2. (2) the exact location of all lot and street lines, all means of access to such property and all recorded easements related to such property,
3. (3) the names of all avenues, streets and alleys abutting such property and
4. (4) any encroachment on such property or any encroachment by the improvements on adjoining property, or any defect unless
5. (a) a plat of survey is not required by FHA or VA upon application for benefits; and
6. (b) a plat of survey is not required by prudent practice and custom in the geographic area in which the property is located; provided, however, that Seller must nevertheless supply a plat of survey at Seller's expense, is required by MHMFA.