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Code of Massachusetts Regulations (CMR)
Title 761
Chapter 21.00
761 C.M.R. 21.00
Seller's guide
St. 1974, c. 846
MassHousing
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21.01
Purpose
21.02
Exceptions
21.03
Definitions
21.04
Amendments
21.05
Reliance on Seller's Warranties
21.06
Rent Increases
21.07
Servicing
21.11
General Loan Eligibility Requirements
21.12
Assumption
21.13
Amortization
21.14
Origination
21.15
Security for Loans
21.16
Principal Amount Advanced and Completion Escrows
21.17
Mortgage Loan not in Default
21.18
Escrow Payment Requirements
21.19
Title Insurance Requirements
21.20
Survey Requirements
21.21
Hazard Insurance Requirement and Flood Insurance
21.22
Legal Description
21.31
Federal Insurance Programs
21.32
Conventional Insurance Programs
21.40
Credit Underwriting Guidelines
21.41
Monthly Housing Expense-to-Income Ratio
21.42
Monthly Debt Payment-to-Income Ratio
21.43
Stable Monthly Income
21.44
Borrower's Credit Reputation
21.45
Credit Report
21.51
Appraisal Forms
21.52
Appraisers
21.53
Property Appraisal Standards
21.54
Neighborhood and Property Location
21.55
Individual Structures
21.56
Valuation
21.61
Amount
21.62
Delivery Period
21.63
Purchase Date and Purchase Amount
21.64
Compensation to Seller
21.65
Loan Participation Submissions
21.70
Possession of Loan File
21.80
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