Except for reasonable expenses incurred in realizing on a security interest, the agreement with respect to a consumer credit transaction may not provide for any charges as a result of default by the consumer other than those authorized by K.S.A. 16a-1-101 et seq., and amendments thereto. A provision in violation of this section shall be unenforceable.

L. 1973, ch. 85, § 57; L. 2024, ch. 6, § 78; January 1, 2025.