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Indiana Code
Title 37
5
Chapter 4
IC 37-5-4
Additional Prohibitions for High Cost Home Loans
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0.1
Chapter not applicable to loans made before January 1, 2005
1
Limitations and prohibited practices
2
Points and fees charged in certain refinance transactions; evasive division of home loans prohibited
3
Balloon payments
4
Payment terms; collection of interest due
5
Acceleration after default
6
Consolidated periodic payments paid from loan proceeds
7
Counseling agency contact information
8
Repayment ability; commercially reasonable practices to determine debt to income ratio
9
Payments to home improvement contractors
10
Modification, renewal, extension, amendment, or deferral of loan terms; fees and charges prohibited
11
Notice to borrower
12
High cost home loan agreements; unconscionable and void provisions