1. (a) With respect to a consumer related sale not made pursuant to a revolving charge account, the parties may contract for an amount comprising the amount financed and a credit service charge not in excess of twenty-five percent (25%) per year calculated according to the actuarial method on the unpaid balances of the amount financed.
2. (b) With respect to a consumer related sale made pursuant to a revolving charge account, the parties may contract for a credit service charge not in excess of that permitted by the provisions on credit service charge for revolving charge accounts set forth in section 4(f) of this chapter.

3. (c) A person engaged in consumer related sales is not required to comply with IC 37-2-7-24 through IC 37-2-7-26 .

   [Pre-2026 Revision Citations: 24-4.5-2-602(2); 24-4.5-2-602(3); 24-4.5-2-602(4).]

As added by P.L.115-2026, SEC.97.