Collections
Indiana Code
Title 37
2
Chapter 3
IC 37-2-3
Credit Sales
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1
Application
2
"Precomputed"
3
Stated cash price presumed to be the cash price
4
Credit service charge for consumer credit sales; sales agreements entered into after June 30, 2020; precomputed sales prohibited; nonrefundable prepaid finance charge authorized; revolving charge a
5
Permitted additional charges; skip-a-payment services; expedited payment services; GAP agreements
6
Delinquency charges
7
Deferral charges
8
Credit service charge on refinancing
9
Credit service charge on consolidation
10
Advances to perform covenants of buyer
11
Right to prepay without penalty; payoff statement; liability for failure to provide; short sales; foreclosed property; no protection from deficiency judgment
12
Rebate upon prepayment
13
Disclosures required by Consumer Credit Protection Act; exempt transactions
14
Use of multiple agreements
15
Balloon payments
16
Restriction on liability in consumer lease
17
Security interests
18
Leasing of live domestic animals prohibited
19
Cross-collateral
20
Debt secured by cross-collateral
21
No assignment of earnings
22
Referral sales
23
Notice of assignment
24
Attorney's fees
25
Limitation on default charges
26
Authorization to confess judgment prohibited
27
Creditor's duty to credit payment as of date of receipt; payments not conforming to requirements; creditor's failure to credit payment
28
Buyer's right to cancel
29
Sale subject to article by agreement of parties
30
Credit service charges with respect to consumer related sales; annual notice to department not required
31
Applicability of other provisions to consumer related sales
32
Limitation on default charges in consumer related sales
33
Credit service charge for other sales