As used in this chapter, "mortgage loan" means:

1. (1) a loan:

   1. (A) secured by a mortgage on real estate that is improved by a dwelling intended for occupancy by at least one (1) and not more than four (4) families; and

   2. (B) that includes:

      1. (i) the note;
      2. (ii) the mortgage; and
      3. (iii) any other documents constituting the loan transaction; or

2. (2) a loan:

   1. (A) secured by a mortgage on real estate that is improved by a combination home and business building; and

   2. (B) that includes:

      1. (i) the note;
      2. (ii) the mortgage; and
      3. (iii) any other documents constituting the loan transaction.

As added by P.L.193-1997, SEC.2.