1. (a) As used in this section, "policy of accident and sickness insurance" has the meaning set forth in IC 27-8-5-1 . However, the term does not include the following:

   1. (1) Accident only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.
   2. (2) Coverage issued as a supplement to liability insurance.
   3. (3) Automobile medical payment insurance.
   4. (4) A specified disease policy.

   5. (5) A short term insurance plan that:

      1. (A) may be renewed for the greater of:

         1. (i) thirty-six (36) months; or
         2. (ii) the maximum period permitted under federal law;
      2. (B) has a term of not more than three hundred sixty-four (364) days; and
      3. (C) has an annual limit of at least two million dollars ($2,000,000).

   6. (6) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:

      1. (A) hospital confinement, critical illness, or intensive care; or
      2. (B) gaps for deductibles or copayments.
   7. (7) A supplemental plan that always pays in addition to other coverage.

2. (b) A policy of accident and sickness insurance that provides coverage for physical medicine and rehabilitative services shall provide the coverage for physical medicine and rehabilitative services that are:

   1. (1) rendered by an athletic trainer who is licensed under IC 25-5.1 ; and
   2. (2) within the athletic trainer's scope of practice.
3. (c) This section does not require a policy of accident and sickness insurance to provide coverage for physical medicine or rehabilitative services generally.

As added by P.L.133-2011, SEC.1. Amended by P.L.288-2019, SEC.8.