As used in this chapter, "disclose", with respect to protected financial information, means to transfer, publish, or distribute the protected financial information to another person for any purpose other than to:

1. (1) process, facilitate, or service a payment card transaction;

2. (2) take any action related to:

   1. (A) dispute processing;
   2. (B) fraud management; or

   3. (C) protecting the integrity of the transaction with respect to:

      1. (i) illegal activity;
      2. (ii) security breaches; or

      3. (iii) cyber risks;

         with respect to a payment card transaction; or

3. (3) manage a loyalty or rewards program related to a payment card transaction.

As added by P.L.132-2024, SEC.4.