(Text of Section before amendment by P.A. 104-149)

This Act does not apply to persons whose collection activities are confined to and are directly related to the operation of a business other than that of a collection agency, and specifically does not include the following:

1. Banks, including trust departments, affiliates, and subsidiaries thereof, fiduciaries, and financing and lending institutions (except those who own or operate collection agencies); 2. Abstract companies doing an escrow business;

3. Real estate brokers when acting in the pursuit of their profession;

4. Public officers and judicial officers acting under order of a court;

5. Licensed attorneys at law;

6. Insurance companies;

7. Credit unions, including affiliates and subsidiaries thereof (except those who own or operate collection agencies); 8. Loan and finance companies, including entities licensed pursuant to the Residential Mortgage License Act of 1987; 9. Retail stores collecting their own accounts;

10. Unit Owner's Associations established under the Condominium Property Act, and their duly authorized agents, when collecting assessments from unit owners; and 11. Any person or business under contract with a creditor to notify the creditor's debtors of a debt using only the creditor's name.

(was 225 ILCS 425/2.03)

(Source: P.A. 99-227, eff. 8-3-15.)