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Policy Provisions and Rates

515.100Nature of organization entered on policy 515.101Conditions and stipulations invalidating policy — avoidance — pleadings — applicability 515.102Forms of policies and endorsements — approval 515.103Use of credit information — personal insurance 515.104Coinsurance or contribution clause 515.105Agency relationship 515.106Limitation on termination of independent producers 515.108Insurance in unauthorized companies 515.109Fire insurance contract — standard policy provisions — permissible variations 515.110More favorable conditions 515.111Nuclear loss or damage excluded 515.112Violations — status of policy 515.113Existing statutes — waiver 515.114Policy — formal execution 515.115Certificates of insurance — penalty