Rule 120-2-8-.23. Prohibition Against Preexisting Conditions, Waiting Periods, Elimination Periods and Probationary Periods in Replacement Policies or Certificates

1. (1) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate, the replacing issuer shall waive any time periods applicable to preexisting conditions, waiting periods, elimination periods and probationary periods in the new Medicare supplement policy or certificate to the extent such time was spent under the original policy.
2. (2) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate that has been in effect for at least six (6) months, the replacing policy shall not provide any time period applicable to preexisting conditions, waiting periods, elimination periods and probationary periods.

Authority: O.C.G.A. Secs. 33-2-9, 33-43-10.

History. Original Rule entitled "Separability" adopted. F. Jul. 9, 1992; eff. July 29, 1992.

Amended: ER. 120-2-8-0.4-.23 entitled "Severability" adopted F. Apr. 30, 1996; eff. Apr. 28, 1996, as specified by the Agency.

Amended: Permanent Rule adopted. F. Sept. 6, 1996; eff. Sept. 26, 1996.

Repealed: New Rule entitled "Prohibition Against Preexisting Conditions, Waiting Periods, Elimination Periods and Probationary Periods in Replacement Policies or Certificates" adopted. F. Apr. 7, 1999; eff. Apr. 27, 1999.

Repealed: New Rule of same title adopted. F. Aug. 19, 2005; eff. Sept. 8, 2005.

Amended: ER. 120-2-8-0.22-.23 of same title adopted. F. May 29, 2009; eff. June 1, 2009, as specified by the Agency.

Amended: Permanent Rule of same title adopted. F. Sept. 3, 2009; eff. Sept. 23, 2009.