Ga. Comp. R. & Regs. 120-2-16 – Long Term Care Insurance | Midpage

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Georgia Rules and Regulations (Ga. Comp. R. & Regs.)

120-2-16

Ga. Comp. R. & Regs. 120-2-16

Long Term Care Insurance

120-2-16-.10Intial Filing Requirements 120-2-16-.01Purpose 120-2-16-.02Authority 120-2-16-.03Applicability and Scope 120-2-16-.04Definitions 120-2-16-.05Policy Definitions 120-2-16-.06Policy Practices and Provisions 120-2-16-.07Unintentional Lapse 120-2-16-.08Required Disclosure Provisions 120-2-16-.09Required Disclosure of Rating Practices to Consumers 120-2-16-.11Prohibition Against Post - Claims Underwriting 120-2-16-.12Minimum Standards for Home Health and Community Care Benefits in Long - Term Care Insurance Policies 120-2-16-.13Requirement to Offer Inflation Protection 120-2-16-.14Requirements for Application Forms and Replacement Coverage 120-2-16-.15Reporting Requirements 120-2-16-.16Licensing 120-2-16-.17Discretionary Powers of Commissioner 120-2-16-.18Reserve Standards 120-2-16-.19Loss Ratio 120-2-16-.20Premium Rate Schedule Increases 120-2-16-.21Filing Requirement 120-2-16-.22Filing Requirements for Advertising 120-2-16-.23Standards for Marketing 120-2-16-.24Suitability 120-2-16-.25Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates 120-2-16-.26Availability of New Services or Providers 120-2-16-.27Right to Reduce Coverage and Lower Premiums 120-2-16-.28Nonforfeiture Benefit Requirement 120-2-16-.29Standards for Benefit Triggers 120-2-16-.30Additional Standards for Benefit Triggers for Qualified Long - Term Care Insurance Contracts 120-2-16-.31Standard Format Outline of Coverage 120-2-16-.32Requirements to Deliver Shopper's Guide 120-2-16-.33Penalties 120-2-16-.34Georgia Long - Term Care Insurance Partnership Program