The OFR uses the examination manuals referenced by this rule in the implementation of its examination responsibilities. The OFR examiners use these manuals as reference guidelines when conducting safety and soundness examinations of financial institutions. The material incorporated by reference in this rule may also be obtained from the OFR’s website at www.flofr.gov. The following manuals are hereby incorporated by reference into the body of printed materials that the OFR uses for the purposes of conducting examinations of financial institutions to assess the performance and condition of such institutions:

1. (1) Federal Financial Institutions Examination Council, Bank Secrecy Act/Anti-Money Laundering Examination Manual (4/2020), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-12617" http://www.flrules.org/Gateway/reference.asp?No=Ref-12617.
2. (2) Federal Deposit Insurance Corporation, RMS Manual of Examination Policies (8/2020), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-12618" http://www.flrules.org/Gateway/reference.asp?No=Ref-12618.
3. (3) Federal Deposit Insurance Corporation, Trust Examination Manual (2018), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-09662" http://www.flrules.org/Gateway/reference.asp?No=Ref-09662.
4. (4) National Credit Union Administration, Examiner’s Guide (5/2018), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-09670" http://www.flrules.org/Gateway/reference.asp?No=Ref-09670.
5. (5) Office of Financial Regulation, State Credit Union Examination Manual (11/3/2014), accessible at HYPERLINK "https://www.flrules.org/Gateway/reference.asp?No=Ref-05585" https://www.flrules.org/Gateway/reference.asp?No=Ref-05585.
6. (6) The Federal Reserve Board’s Examination Manual for U.S. Branches and Agencies of Foreign Banking organizations (9/1997), accessible at HYPERLINK "https://www.flrules.org/Gateway/reference.asp?No=Ref-055816" https://www.flrules.org/Gateway/reference.asp?No=Ref-055816.
7. (7) Federal Financial Institutions Examination Council, Information Technology Examination Handbook, Information Security (9/2016), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-12619" http://www.flrules.org/Gateway/reference.asp?No=Ref-12619.
8. (8) Federal Financial Institutions Examination Council, Cybersecurity Assessment Tool (5/2017), accessible at HYPERLINK "http://www.flrules.org/Gateway/reference.asp?No=Ref-12620" http://www.flrules.org/Gateway/reference.asp?No=Ref-12620.

Rulemaking Authority 655.012(2) FS. Law Implemented 655.045 FS. History–New 10-24-93, Formerly 3C-1.015, Amended 1-2-95, 6-4-95, 5-22-96, Formerly 3C-100.045, Amended 9-2-10, 7-27-15, 12-9-15, 9-11-18, 1-18-21.