503 LIABILITY INSURANCE

503.1 The Mayor shall promulgate rules specifying insurance to be required on all ambulances licensed under this chapter.503.2 The provisions of this section shall not be applicable to ambulances owned and operated by agencies of the District government.503.3 No ambulance license shall be issued under this chapter unless there is at all times in force and effect insurance coverage for the ambulance issued by an insurance company or companies licensed to do business in the District providing for the payment of damages for the following:- (a) Bodily injury to or death of individuals in accidents resulting from any cause for which the owner of the vehicle would be liable, regardless of whether the ambulance was being driven by the owner or his or her agent; and

- (b) Loss of or damage to the property of another, including personal property, under similar circumstances.503.4 Rules issued by the Mayor shall, at a minimum, require that the insurance coverage specified in this section shall provide for the payment of maximum damages in an amount of not less than one hundred thousand dollars (\$100,000) per individual for bodily injuries or death, and that the insurance coverage specified in this section shall provide for the payment of maximum damages in an amount of not less than one hundred thousand dollars (\$100,000) per incident.503.5 The Mayor shall require the submission of applicable insurance policies prior to the issuance of each ambulance license.503.6 The Mayor shall require each insurance policy to contain provisions stating the following:- (a) That the liability under the policy continues to the full amount of the policy, notwithstanding any recovery on the policy;

- (b) That the liability of the insurer shall not be affected by the insolvency or the bankruptcy of the insured; and

- (c) That the insurance company shall not be relieved from liability on account of non-payment of premium unless and until the policy has been revoked.503.7 Insurance coverage shall provide for the payment of any judgments, up to the limits of the policy, recovered against any person other than the owner, his or her agent, or employee, who operates the ambulance with the consent or acquiescence of the owner.503.8 The Mayor shall require that each insurance policy extends for the period to be covered by the license applied for and that the insurer will be obliged to give not less than fifteen (15) days written notice to the Mayor and to the insured before any cancellation or termination of the policy earlier than its expiration date.503.9 The cancellation or other termination of any policy issued under this section shall automatically revoke and terminate the licenses issued for the ambulances covered by the policy, unless another insurance policy complying with the provisions of this section is provided and is in effect at the time of the cancellation or termination.

SOURCE: Rules of the Board of Public Welfare issued July 28, 1950; as amended on September 29, 1950.