(a) Premium payment. A QHP issuer must -

1. (1) Follow the premium payment process established by the Exchange in accordance with § 155.240.
2. (2) At a minimum, for all payments in the individual market, accept paper checks, cashier's checks, money orders, EFT, and all general-purpose pre-paid debit cards as methods of payment and present all payment method options equally for a consumer to select their preferred payment method.